Need to Get Equipment? We have a loan for that

With low rates, fast approval, VIP Finance Group will have you driving it in know time.

Apply now and make your dream a reality. We also provide pre-approvals so that you can bargain to your best advantage, knowing exactly how much you have to spend.

You can choose to either go to a dealer, an auction or buy from a private sale.

Personal Equipment Loans

Consumer loans are if you only use your vehicle for private use. If you drive to and from work, this is still considered to be private use. If you do use your vehicle for some work use, but it is not more than 51% then you qualify for a consumer loan. Consumer loans are flexible and can still be structured to suit your needs.

Our loans come with

If you are unsure, contact us and we will help you work out which loan is best for you.

Business Equipment Loans

To be eligible for a commercial loan, the vehicle you’re purchasing must be predominantly used for business purposes, more than 50% of the time.

Our loans come with

Business loans type:

If you are unsure, contact us and we will help you work out which loan is best for you.

We are here to assist

VIP Finance Group is an Australian company built by experienced finance team and one of Australia’s fastest growing finance brokers. We work alongside with some of Australia’s leading banks and non conforming lenders to provide the best possible service to our clients. We do all the hard work for you, that’s it! Pure and simple.

Easy Finance

We are here to make the experience easy and comfortable for you.

Fast Pre-approval

We work alongside leading banks and non conforming lenders to bring you the best rates.

Competitive Rates

We have a number of consultants who are available to promptly attend to your request.

No Hidden Charges

There are no hidden charges; everything is stated before the application even begins.

Examples of assets that can be financed for a business

  • Cars/light commercial vehicles

  • Caravans

  • Motorcycles

  • Small and medium trucks

  • Trailers

  • Prime movers(specialiseduse including cement mixers, tippers and local transport work)

  • Buses (undergovernment contract)

  • Earthmoving equipment(excavators,bull dozers, graders, skid steer loaders, crushing and screening equipment etc)

  • Material handling equipment(includingforklifts, mobile cranes and container lifts)

  • Access equipment (includingboom lifts and scissor lifts)

  • Mulchers, wood chippers and stump grinders
  • Mowers, tractors and attachments (includingserial numbered items trailed behind)

  • Agricultural equipment (headersand harvesters)

  • Forestry equipment

  • Camper trailers

  • Generators/welders/pumps

  • Printing equipment

  • Medical and dental equipment

  • Engineering equipment

  • Workshop equipment

  • Prime movers (longhaul general freight)*

  • Mining equipment **

  • Other agricultural equipment

  • Other buses

  • Food processing/manufacturing equipment
  • Woodwork equipment (Panelsaws, edge banders, routers and lathes)

  • Dynamometers

  • Information technology and data storage

  • Building management systems

  • Fit-outs ***

  • Manufacturing lines

  • Sheds and silos

  • Plastic moulding equipment

  • Concrete batching plants

  • Caravan park cabins

  • Coolrooms

  • Spray booths

  • GPS equipment

  • Commercial air conditioning and ventilation systems

  • Audio visual equipment



How long does it take for VIP Finance Group to fund my equipment loan?

Once your loan is given final approval and we have received the necessary documentation from you we will be able to settle the loan within the same day.

How do I apply for a loan?

You can apply online and complete the online application in 10 minutes or less. Otherwise, you can call us and apply directly over the phone (1300 004 VIP) by speaking with one of our Australian-based loan specialists.

What are the maximum and minimum loan amounts and loan terms?

There is no maximum or minimum loan amount for equipment loans. The loans are repayable between 12 months to 7 years.

What types of equipment loans does VIP Finance Group offer?

We offer all types of equipment finance – we do equipment finance for personal use (consumers) as well as equipment financing for businesses. We have Finance Lease, Chatel Mortgage, Hire Purchase and Novated lease.

I am a business owner/sole trader - would you be able to provide me with finance?

We most certainly can! We have various loan solutions for the self-employed including no doc loans. Call us to chat and we will find the best solution suited for your needs and situation.

I am buying a used equipment, can I get a loan for that?

Yes you can! We provide loans for both new and used equipment.

Ready to Purchase The Equipment?

Fill in our quick quote request form and we will get back to you shortly with a competitive quote!